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Rates

What We Offer

Slovenian Savings & Loan is home to the GREAT RATE LOANS. We offer competitive interest rates on all loan and deposit products.

Fixed Mortgages

Rates above require 0 points and a minimum of 20% down payment. Property Insurance required, closing costs charged. Rates are subject to change without notice. Other factors can adjust your loan price. The payments listed above do NOT include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Other competitive terms and rates available with as little as 5% down. Contact one of our loan officers for additional information.
Term	Annual Percentage Rate	Rate
10 years	2.784%	2.750%	i *Offer may be modified or withdrawn at any time without prior notice. Property insurance required and closing costs charged. For example, payments for $100,000 borrowed at 2.750% with the 10 year term with no points would be $954.11. Other rates and terms available. For owner occupied.
15 years	2.773%	2.750%	i *Offer may be modified or withdrawn at any time without prior notice. Property insurance required and closing costs charged. For example, payments for $100,000 borrowed at 2.750% with the 15 year term with no points would be $678.62. Other rates and terms available. For owner occupied.
20 years	2.914%	2.875%	i *Offer may be modified or withdrawn at any time without prior notice. Property insurance required and closing costs charged. For example, payments for $100,000 borrowed at 2.875% with the 20 year term with no points would be $548.36. Other rates and terms available. For owner occupied.
30 years	3.028%	3.000%	i *Offer may be modified or withdrawn at any time without prior notice. Property insurance required and closing costs charged. For example, payments for $100,000 borrowed at 3.000% with the 30 year term with no points would be $421.60. Other rates and terms available. For owner occupied.

Adjustable Rate Mortgages

Contact one of our conveniently located offices for the latest terms and rates.

Home Equity Rates: Fixed

Property Insurance required. Maximum closing costs of $500.00 on owner occupied residential property. The payments listed above do NOT include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Additional closing costs may apply on non-owner occupied residential and commercial properties.
Term	Annual Percentage Rate	Rate
1 - 5 years	2.777%	2.750%	i *Offer may be modified or withdrawn at any time without prior notice. For example, payments for $20,000 borrowed at 2.750% with the 5 year term with no points would be $357.16. Other rates and terms available for owner occupied.
6 - 10 years	3.264%	3.250%	i *Offer may be modified or withdrawn at any time without prior notice. For example, payments for $20,000 borrowed at 3.250% with the 10 year term with no points would be $195.44. Other rates and terms available for owner occupied.
11 - 15 years	3.760%	3.750%	i *Offer may be modified or withdrawn at any time without prior notice. For example, payments for $20,000 borrowed at 3.750% with the 15 year term with no points would be $145.44. Other rates and terms available for owner occupied.

Home Equity Line of Credit

No Annual Fee
No Application Fee
Property Insurance Required
Variable rate account based on highest prime rate as published in the Wall Street Journal.
2.00 % Floor and 18.00% Ceiling

Property Insurance Required. Maximum closing costs of $500.00 on owner occupied residential property. Additional closing costs may apply on non-owner occupied residential properties.
Rate
Prime + 0%
Current Rate: 3.25%

Auto Loans

Lower rates may apply. Please contact us today to find out more about our Great Rate Auto Loans.

Insurance Required - Purchase only
Vehicle	Term	Annual Percentage Rate
New/Used Car (2016-2020)	1-6 Years	3.50%
Used Car (2015)	1-5 Years	3.75%
Used Car (2014)	1-4 Years	4.00%
Used Car (2013)	1-3 Years	4.50%

Motorcycle Loans

Insurance Required - Purchase Only
Vehicle	Term	Annual Percentage Rate
New/Used Motorcycle (2015-2020)	1-5 Years	5.25%
Used Motorcycle (2014)	1-4 Years	5.75%
Used Motorcycle (2013)	1-3 Years	6.25%

Checking Accounts

NOW account—$500.00 minimum balance required to earn stated interest rate and avoid service charges
SUPER NOW account—$2,500.00 minimum balance required to earn stated interest rate and avoid service charges

Note that fees incurred may reduce earnings.
Account Type	Annual Percentage Yield	Rate
Now	.05%	.05%
SuperNow	.15%	.15%

Savings Accounts

Savings account—$50.00 minimum balance required to earn stated interest rate
Christmas Club—$50.00 minimum balance required to earn stated interest rate

Note that fees incurred may reduce earnings.
Account Type	Annual Percentage Yield	Rate
Savings	.100%	.100%
Christmas Club	.100%	.100%

CDs, Special CDs, and IRAs

$500.00 minimum balance required to open account
Early withdrawal penalty may apply
$100,000.00 or more required to earn the Jumbo CD rate

Term	Annual Percentage Yield	Rate
n/a	n/a	n/a

Certificates of Deposit

$500.00 minimum balance required to open account
Early withdrawal penalty may apply
$100,000.00 or more required to earn the Jumbo CD rate

Term	Annual Percentage Yield	Rate
1 Month	.125%	.125%
2 Months	.125%	.125%
3 Months	.125%	.125%
6 Months	.250%	.250%
1-2 1/2 Years	.250%	.250%
2 1/2-5 Years	.380%	.375%
5-10 Years	.501%	.500%
IRA	Choose any term from above	Choose any term from above

Jumbo Certificates of Deposit

Call today to hear our Jumbo Certificate of Deposit rates!

$100,000.00 or more required to earn the Jumbo CD rate
Early withdrawal penalty may apply