Big Enough to Serve You, Small Enough to Care. Taking care of your needs since 1915.

Rates

What We Offer

Slovenian Savings & Loan is home to the GREAT RATE LOANS. We offer competitive interest rates on all loan and deposit products.

Fixed Mortgages

Rates above require 0 points and a minimum of 20% down payment. Property Insurance required, closing costs charged. Rates are subject to change without notice. Other factors can adjust your loan price. The payments listed above do NOT include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Other competitive terms and rates available with as little as 5% down. Contact one of our loan officers for additional information.
Term Annual Percentage Rate Rate
10 years 3.159% 3.125%
15 years 3.426% 3.375%
20 years 3.665% 3.625%
30 years 3.904% 3.875%

Adjustable Rate Mortgages

Contact one of our conveniently located offices for the latest terms and rates.

Home Equity Rates: Fixed

Property Insurance required. Maximum closing costs of $400.00 on owner occupied residential property. The payments listed above do NOT include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Additional closing costs may apply on non-owner occupied residential and commercial properties.
Term Annual Percentage Rate Rate
1 - 5 years 2.75% 2.75%
6 - 10 years 3.50% 3.50%
11 - 15 years 4.00% 4.00%

Home Equity Line of Credit

  • No Annual Fee
  • No Application Fee
  • Property Insurance Required
  • Variable rate account based on highest prime rate as published in the Wall Street Journal.
  • 2.00 % Floor and 18% Ceiling
Property Insurance Required. Maximum closing costs of $400.00 on owner occupied residential property. Additional closing costs may apply on non-owner occupied residential properties.
Rate
Prime + 0%
Current Rate: 4.25%

Auto Loans

Lower rates may apply.  Please contact us today to find out more about our Great Rate Auto Loans.

Insurance Required - Purchase only
Vehicle Term Annual Percentage Rate
New/Used Car (2013-2017) 1-6 Years 3.00%
Used Car (2012) 1-5 Years 3.25%
Used Car (2011) 1-4 Years 3.50%
Used Car (2010) 1-3 Years 4.00%

Motorcycle Loans

Insurance Required - Purchase Only
Vehicle Term Annual Percentage Rate
New/Used Motorcycle (2012-2017) 1-5 Years 5.25%
Used Motorcycle (2011) 1-4 Years 5.75%
Used Motorcycle (2010) 1-3 Years 6.25%

Checking Accounts

  • NOW account—$500.00 minimum balance required to earn stated interest rate and avoid service charges
  • SUPER NOW account—$2,500.00 minimum balance required to earn stated interest rate and avoid service charges
Note that fees incurred may reduce earnings.
Account Type Annual Percentage Yield Rate
Now .05% .05%
SuperNow .15% .15%

Savings Accounts

  • Savings account—$50.00 minimum balance required to earn stated interest rate
  • Christmas Club—$50.00 minimum balance required to earn stated interest rate
Note that fees incurred may reduce earnings.
Account Type Annual Percentage Yield Rate
Savings .100% .100%
Christmas Club .100% .100%

CDs, Special CDs, and IRAs

  • $500.00 minimum balance required to open account
  • Early withdrawal penalty may apply
  • $100,000.00 or more required to earn the Jumbo CD rate
Term Annual Percentage Yield Rate
7 Months .25% .25%
13 Months .375% .375%
24 Months .626% .625%
36 Months .877% .875%
48 Months 1.128% 1.125%

Certificates of Deposit

  • $500.00 minimum balance required to open account
  • Early withdrawal penalty may apply
  • $100,000.00 or more required to earn the Jumbo CD rate
Term Annual Percentage Yield Rate
1 Month .125% .125%
2 Months .125% .125%
3 Months .125% .125%
6 Months .25% .25%
1-2 1/2 Years .375% .375%
2 1/2-5 Years .626% .625%
5-10 Years 1.76% 1.75%
IRA Choose any term from above Choose any term from above

Jumbo Certificates of Deposit

Call today to hear our Jumbo Certificate of Deposit rates!

  • $100,000.00 or more required to earn the Jumbo CD rate
  • Early withdrawal penalty may apply