Big Enough to Serve You, Small Enough to Care. Taking care of your needs since 1915.

Home Equity

One of our most popular loans just got better. The Great Rate Home Equity loan is at a record low!

Now is a great time to take out a loan to finance home improvements, sewer upgrades, bill consolidation, college tuition, or any need you might have.

Home Equity Rates: Fixed

Property Insurance required. Maximum closing costs of $400.00 on owner occupied residential property. The payments listed above do NOT include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Additional closing costs may apply on non-owner occupied residential and commercial properties.
Term Annual Percentage Rate Rate
1 - 5 years 2.75% 2.75%
6 - 10 years 3.50% 3.50%
11 - 15 years 4.00% 4.00%

Home Equity Line of Credit

  • No Annual Fee
  • Property Insurance Required
  • Variable rate account based on highest prime rate as published in the Wall Street Journal.
  • 2.00 % Floor and 18% Ceiling
Property Insurance Required. Maximum closing costs of $400.00 on owner occupied residential property. Additional closing costs may apply on non-owner occupied residential properties.
Rate
Prime + 0%
Current Rate: 4.25%