“I have a construction loan with Slovenian Savings and everyone has been professional and efficient. Hands down, you've made the financial process of building stress free. Thank you!”
Home Equity Loans
We offer various types of Consumer Loans, one of the most popular is the Home Equity Loan. The Home Equity Loan can be used for many needs including bill consolidation, remodeling, college tuition or simply as cash.
Home Equity Loans we offer include:
- Home Equity - Fixed Rate & Fixed Term
- Home Equity Line of Credit - No Closing Costs & No Annual Fee - Unlimited Check Writing
- Equity for Commercial Property
| Term | Annual Percentage Rate | Rate |
|---|---|---|
| 1 - 3 years | 3.00% | 3.00% |
| *Offer may be modified or withdrawn at any time without prior notice. Property insurance required and closing costs charged. For example, payments for $20,000 borrowed at 3.00% with the 3 year term with no points would be $581.62. Other rates and terms available. Owner occupied residence only. | ||
| 4 - 5 years | 4.00% | 4.00% |
| *Offer may be modified or withdrawn at any time without prior notice. Property insurance required and closing costs charged. For example, payments for $20,000 borrowed at 4.00% with the 5 year term with no points would be $368.33. Other rates and terms available. Owner occupied residence only. | ||
| 6 - 10 years | 4.50% | 4.50% |
| *Offer may be modified or withdrawn at any time without prior notice. Property insurance required and closing costs charged. For example, payments for $20,000 borrowed at 4.50% with the 10 year term with no points would be $207.28. Other rates and terms available. Owner occupied residence only. | ||
| 11 - 15 years | 5.00% | 5.00% |
| *Offer may be modified or withdrawn at any time without prior notice. Property insurance required and closing costs charged. For example, payments for $20,000 borrowed at 5.00% with the 15 year term with no points would be $158.16. Other rates and terms available. Owner occupied residence only. | ||
| Property Insurance required, closing costs charged on non-owner occupied and commercial properties | ||
Share Loan
Another unique Consumer Loan product is our Share Loan. Share Loans allow you to use your SS&L Savings Account or Certificate of Deposit as collateral for a loan.
Share Loan features include:
- Borrow up to 90% of your account balance
- Loan interest rate is only 2% above the interest rate being earned on your deposit account
